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5 things I will never spend my money on (my strict frugal program) first I never order Doordash or Uber Eats. There are so many great places in Chicago within walking distance, or I can take public transportation and pick it up myself. I can never justify the high fees of Uber. second, I will never use buy now pay later (BNPL) apps like Afterpay or Klarna. I've always lived by the rule if you can't afford to buy it twice, you cannot afford to buy it at all. next, I will not pay for more than one streaming service at a time. If there's a show I want to watch and, like, HBO and I currently have Netflix, I will wait until the subscription cancels it before letting myself buy HBO. I don't value spending money in these areas. My spending philosophy: Frugal on what doesn't matter. Spend on what does. So being frugal on these items allows me to spend more on things I do value. Let me know in the comments what you refuse to spend your money on? What you stopped wasting money on as well!