MY PAYDAY ROUTINE AS A

MY PAYDAY ROUTINE AS A Frugal Girl $107k | 26 | Chicago Paycheck: my current flow: Rent Credit Card Bill Cashing Checks Roth IRA Regular brokerage account Paycheck HYSA Vanguard for context my current flow: I get paid semi-monthly and each paycheck is about Paycheck: $4500 first pre-tax stuff Pre-tax deductions: - $1100 401K - $158 HSA - $58 Health - $12 Dental - $3 Vision then taxes Taxes: $1200 state and FICA after taxes I have $224 Post-tax deductions: - $224 ESPP that goes to my employer stock purchase plan Remaining: $1600 so after all Remaining: $1600 and here's where it goes Brokerage $300 Remaining: $1600 HYSA $1300 the remaining $1300 goes to my Remaining: $1600 Brokerage $300 HYSA $1300 I then use my HSA for Remaining: $1600 Brokerage $300 HYSA $1300 my rent and my credit card bill that I pay Remaining: $1600 Brokerage $300 HYSA $1300 in full this happens twice per month since I get two paychecks every month most is happening before I even get pro tip: automate as much as you can when it comes to your finances! my 401k my HSA Paycheck HYSA Vanguard Rent Credit Card Bill Cashing Checks Roth IRA Regular brokerage account my 401k my HSA and my Roth IRA are all maxed for me this has been the key to building wealth pro tip: automate as much as you can when it comes to your finances! and saving as much as I do I think salary follow for more salary transparency! so follow follow for more budget breakdowns