SELL QQQM?

@tradeinvestsimplify

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Selling · Course / Info

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Why it worked

The video provides a clear and concise comparison of three similar investment products, addressing a common question among investors. The use of a whiteboard with data visualization makes the information easy to digest and understand, appealing to a broad audience interested in finance.

Summary

The video compares three ETFs tracking the Nasdaq 100: QQQ, QQQM, and IQQ. It analyzes their performance, dividends, and expense ratios over a 10-year period, concluding that the differences are negligible for long-term investors and switching is not worth the effort.

Structure

1Introduction: Should you sell QQQM for IQQ?
2Comparison of QQQ, QQQM, and IQQ with $1M investment
3Analysis of share price, dividends, and expense ratios
410-year growth projections for each ETF
5Conclusion: Differences are negligible, no need to switch

Product placement

The video discusses and compares three ETFs: QQQ, QQQM, and IQQ, which track the Nasdaq 100 index. It presents data on their share prices, dividends, expense ratios, and projected returns over time.

On-screen text

SELL QQQM? IF YOU OWN QQQM, SHOULD YOU SELL IT RIGHT NOW AND BUY IQQ INSTEAD 000 IS THE EXACT SAME THING AS M AND Q 00, QQQ 00, QQQM AND QQQ A LITTLE BIT SHARE. LET'S JUST ROUND UP AND SAY $4300. THIS IS THE ONLY THING THAT MATTERS HERE IN THIS CONVERSATION AND IT REALLY BIG OF A THE EXPENSE RATIO IS 0.18% ON YOUR ONE MILLION YOUR ANNUAL FEE WHICH YOU DO NOT GET BILLED OF THE FUND IS $1800. OF THE FUND HAS INCREASED BY 518%. FACTORING IN DIVIDEND REINVESTMENT BECAUSE EVERY INVESTOR AND SOME MIGHT CHOOSE NOT TO REINVEST THE DIVIDEND. BUT IF I WOULD BE SLIGHTLY THE POINT IS A 518% RETURN IS A 518% RETURN. OVER THE NEXT DECADE, THE NASDAQ 100 HAS A MORE MODEST RETURN OF 200%. IT COULD BE JUST AN EXAMPLE. QQQ stock price BE $2,124 PER THAT MEANS YOUR ONE MILLION DOLLAR INVESTMENT HAS TURNED INTO A TOTAL ACCOUNT VALUE OF $2,999,088. 000 M IS $291 PER SHARE. YOUR MILLION DOLLAR INVESTMENT GETS YOU MORE SHARES. 3,436. BUT THE ANNUAL DIVIDEND IS AROUND $4500. THE EXPENSE RATIO IS 0.15%. SO YOUR ANNUAL MILLION DOLLAR INVESTMENT IS $1500. AND AGAIN, SINCE QQQM IS RELATIVELY NEW, IT DOESN'T HAVE A 10 YEAR CHART, BUT TO THE NASDAQ 100, THE NASDAQ 100, THE RETURN WILL BE AROUND 518%. SO AGAIN, WE'RE ASSUMING THAT THE NASDAQ 100 WILL GO UP 200% OVER THE NEXT 10 YEARS. THE STOCK PRICE OF IQQ, IF IT GOES UP 200% OVER A DECADE WOULD BE $72 PER SHARE. YOUR ONE MILLION DOLLAR INVESTMENT IS NOW WORTH $2,999,952. SO EVERYBODY'S STRESSING OUT IN THE COMMENTS OVER IS THIS ONE BETTER OR THAT ONE'S MORE AFFORDABLE? I CAN GET MORE SHARES. THE ONLY THING THAT'S SLIGHTLY DIFFERENT IS THE EXPENSE AND IF YOU ARE ALREADY IN ONE, IT'S REALLY NOT WORTH SWITCHING. IT IS SUCH A SMALL AMOUNT OF MONEY. BIG PICTURE, RELAX. RELAX. THE POINT IS, A 518% RETURN IS A 518% RETURN. OVER THE NEXT DECADE, THE NASDAQ 100 HAS A MORE MODEST RETURN OF 200%. IT COULD BE JUST AN EXAMPLE. QQQ stock price BE $2,124 PER THAT MEANS YOUR ONE MILLION DOLLAR INVESTMENT HAS TURNED INTO A TOTAL ACCOUNT VALUE OF $2,999,088. 000 M IS $291 PER SHARE. YOUR MILLION DOLLAR INVESTMENT GETS YOU MORE SHARES. 3,436. BUT THE ANNUAL DIVIDEND IS AROUND $4500. THE EXPENSE RATIO IS 0.15%. SO YOUR ANNUAL MILLION DOLLAR INVESTMENT IS $1500. AND AGAIN, SINCE QQQM IS RELATIVELY NEW, IT DOESN'T HAVE A 10 YEAR CHART, BUT TO THE NASDAQ 100, THE NASDAQ 100, THE RETURN WILL BE AROUND 518%. SO AGAIN, WE'RE ASSUMING THAT THE NASDAQ 100 WILL GO UP 200% OVER THE NEXT 10 YEARS. THE STOCK PRICE OF IQQ, IF IT GOES UP 200% OVER A DECADE WOULD BE $72 PER SHARE. YOUR ONE MILLION DOLLAR INVESTMENT IS NOW WORTH $2,999,952. SO EVERYBODY'S STRESSING OUT IN THE COMMENTS OVER IS THIS ONE BETTER OR THAT ONE'S MORE AFFORDABLE? I CAN GET MORE SHARES. THE ONLY THING THAT'S SLIGHTLY DIFFERENT IS THE EXPENSE AND IF YOU ARE ALREADY IN ONE, IT'S REALLY NOT WORTH SWITCHING. IT IS SUCH A SMALL AMOUNT OF MONEY. BIG PICTURE, RELAX. RELAX.

Original caption

Should you panic and sell QQQM bc IQQ is here? If you’re a long term investor of the Nasdaq 100: the price per share DOES. NOT. MATTER. #kennethsuna #moneytok #finance101 #finance #etfs

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Transcript

If you own QQQM, should you sell it right now and buy IQQ instead? I could weigh in on QQQ vs QQQM vs IQQ. If you had $1 million invested, stop investing in ETF's based on share price alone, it really doesn't matter. So here we've got a little scenario here. QQQ vs QQQM vs IQQ. If you had $1 million invested. QQQ is $281/share, 1,412 shares. Dividend: $3.03/0.44%. Annual Div Income: $4278/yr. Expense Ratio: 0.18%. Annual Fee: $1800. 10 year growth: 518%. Next 10 years: ~200%. QQQ stock price: $2,124/share. $2,449,088. QQQM is $281/share, 3,436 shares. Dividend: $1.31/0.46%. Annual Div Income: $4501/yr. Expense Ratio: 0.15%. Annual Fee: $1500. QQQM created in 2020. Return still 518%. Next 10 years: ~200%. QQQM stock price: $873/share. $2,999,628. IQQ is $24/share, 41,666 shares. Dividend: Not published yet. Estimate: $0.11/0.45%. Annual Div Income: $4583/yr. Expense Ratio: 0.10%. Annual Fee: $1000. IQQ created in June 2026. Return still 518%. Next 10 years: ~200%. 100 stock price: $72/share. $2,999,952. So everybody's stressing out in the comments over is this one better or that one's more affordable? I can get more shares. The only thing that's slightly different is the expense ratio. And if you are already in one, it's really not worth switching. It is such a small amount of money. Big picture, relax. Relax. The point is, a 518% return is a 518% return. Over the next decade, the Nasdaq 100 has a more modest return of let's say around 200%. It could be just an example. QQQQ stock price will be $2,124 per share. That means your one million dollar investment has turned into a total account value of $2,999,088. QQQM is $291 per share. Your million dollar investment gets you more shares, 3,436. But the annual dividend comes out to roughly the same amount. It's a little bit higher because the funds are slightly different in their fees and in their tracking of that kind. But your dividend is around $4500. The expense ratio is 0.15%. So your annual million dollar investment is $1500. And again, since QQQM is relatively new, it doesn't have a 10 year chart, but to the Nasdaq 100, the Nasdaq 100, the return will be around 518%. So again, we're assuming that the Nasdaq 100 will go up 200% over the next 10 years. The stock price of IQQ, if it goes up 200% over a decade would be $72 per share. Your one million dollar investment is now worth $2,999,952. So everybody's stressing out in the comments over is this one better or that one's more affordable? I can get more shares. The only thing that's slightly different is the expense ratio. And if you are already in one, it's really not worth switching. It is such a small amount of money. Big picture, relax. Relax.