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Buying a used car check these five things before that great deal becomes your financial villain origin story Number one Run the VIN through a vehicle history report look for accidents flood damage title problems and suspicious mileage Number two Have an independent mechanic inspect it If the seller refuses leave three Check the VIN for safety recalls Number four Price the insurance and expected maintenance before deciding what you can afford Number five Negotiate the out-the-door price not the monthly payment A longer loan can make a very expensive car that car may be shiny but so is a trap Do your homework before taking the keys