3 WORST Banks In 2026

@jonesyslifestyle

29.9K followers · usually 7.7K views a post

Views

63.5K

Likes

3.0K

Comments

48

Shares

152

Selling · SaaS › Finance Software

SoFiseen in 24 videos →

Why it worked

The video taps into a common concern about banking fees and interest rates, offering a clear list of 'worst' offenders and a recommended alternative. The direct and somewhat controversial nature of naming specific banks likely grabs attention, while the promise of a better option provides value.

Summary

The video lists the three worst banks to use in 2026: Bank of America, Citibank, and Wells Fargo. It highlights their low APY, high fees, and past fines. The creator recommends SoFi as a better alternative, offering a higher APY and better customer service.

Structure

1Introduction to the worst banks
2Bank of America: low APY, fines, fees
3Citibank: high fees, fines
4Wells Fargo: fake accounts, increased fees
5Recommendation for SoFi
6Call to action for more information

Product placement

The video mentions SoFi as a recommended alternative to the listed banks, highlighting its APY and customer service.

Original caption

I’m sorry but someone had to tell you, I hope it helps :) #banks #hysa #savingsaccount #moneytok #PersonalFinance

More from @jonesyslifestyle

Their other posts in the index, biggest breakout first.

Call to action

Comment the word bank below or DM me and I'll send you the link.

On-screen text

3 WORST Banks In 2026 (Best bank recommendation at the end)

Transcript

by far the worst banks to have right now in 2026 and unfortunately there's a good chance that you bank with one of them. Starting with number three on the list is Bank of America. Bank of America is going to give you 0.01% APY, which is nothing. They've also raked up $250 million in fines and for their checking account that you have open with them, just to have that open, they charge you $12 a month. No. 2 on the list, which is Citibank. And for their checking account, they charge a staggering $15 a month. This is avoidable if you know the rules but most people don't. City has also raked up hundreds of millions of dollars in fines. Last but not least, of them all, if you didn't know, well it's Fargo. If you didn't know, this bank actually opened up millions of fake accounts in customers names without their permission. That is a heck no for me. This company wanted to work with me and pay me a full year salary, I wouldn't even consider it. They just raised their checking account fee from $10 to $15 a month. And to dodge that, it used to just be a $500 balance, they actually just jacked that up to $1,500. Personally, I'm sticking with credit unions and online banks. I've been using SoFi for years and have nothing but good things to say about them. If you're looking to check out SoFi and earn 4.5% APY, comment the word bank below or DM me and I'll send you the link. Nobody's teaching this stuff, so I am.