2 things I immediately do with my paychecks

This is not financial advice, but stop letting your money just sit in a bank account and do something with it. I think it is beneficial for you to have your money just sitting in a bank account. Really should be doing one of two things. Either setting up a high-yield savings account so that your money is not just sitting in your bank account. It's actually sitting in an account specifically to gain interest at a higher rate. I was using SOFIA for a while because I believe it was getting me three percent, 3.5 percent. Now, it is very little. I don't recommend putting a ton of your money in a high-interest account. I personally would invest it. But if you just have your savings, your emergency funds, you know, those backup cash on hand that's not invested, put it in a high-interest account so it's not depreciating in value. At least it's gaining interest is maintaining its value of the dollar. Now the second thing would be investing. I stopped letting my money sit in a bank account and I started investing my money. And now you can start small. You don't have to go all in at first. It's definitely a muscle you need to flex and learn about. There are mutual funds that are collection of stocks, there's ETFs that are very similar and those are types of investments that you can find a conglomerate of bigger stocks that are all in there. So you're not betting on one thing while you're still educating yourself. For example, when I first started investing, I put my money in YW, which is a technology-based ETF that has some of the largest technology stocks in this one package. So as they're all performing they all affect the value of that stock. That one specifically has Apple, Google, Microsoft, Meta, Intel, etc. So you can find mutual funds, ETFs that have a big portion of stocks that's a little bit less risky and it helps you kind of get your fund the door. Sometimes if you just have money sitting there, you feel like you have money to spend and instead spend it on an investment. I automatically pull from each paycheck directly into my high yield savings account that is also connected to the brokerage that I use for investing in stock. Let me know if you have any questions. All right. Bye.