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Your travel insurance claim could be invalidated if you don't have this one item in your wallet. If you do already have it, it's probably already expired. Already follow me, my name is Travel Expert and I share top tips, travel news and personal recommendations on a daily basis, so you're following along. As we know, travel insurance companies are primarily a business and therefore they will avoid paying out on claims where they can. They have so many terms conditions, print that most of us don't read. If you try medical expenses that otherwise would have, if you had in your wallet, travel insurance are unlikely to pay out, could cost you thousands. Based in the U.K., you need to make a valid and in-date GHIC, Global Health Insurance card. Other places in the world they EHIC, European Health Insurance card. If you don't have one yet or yours is already expired, then apply now. Be careful of scam websites that charge, these are totally free and to make it easy of the official website. I've included this in my bio. Save this video to find it later on. Send it to all your friends so they're aware of this and make sure you're following me for more travel top tips.