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Having kids changes how you think about everything, including how you plan for their future. In 2026, there are a few tax strategies parents should know about: Trump Accounts, paying kids legitimate wages through a family business, custodial Roth IRAs, and 529 plans with the Roth rollover option. Used properly, these strategies help you save on taxes today while putting money to work for your kids long term. Ask your CPA what fits your family, and check with HR to see whether your employer plans to contribute to Trump Accounts. Follow for more tax and wealth strategies for families.