living beyond my means...

@marloslittlelife

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SoundTikTok sound · original sound - marloslittlelife

View velocity

+5.6K views over 5.2d · ~1.1K/day · 5 observations

Why it worked

The creator's relatable struggle with debt and overconsumption, amplified by the pressures of social media, resonates with a broad audience. Her honest reflection and proposed solutions offer a refreshing perspective on financial wellness and mindful living.

Summary

The creator discusses her struggle with living beyond her means and accumulating debt due to the pressure of keeping up with trends and social media. She reflects on her current income and the need to shift towards a more minimalist and sustainable lifestyle, emphasizing the chicness of saving money and appreciating what one already owns.

Structure

1Acknowledging debt due to overspending
2Feeling exhausted by the pressure to keep up with trends
3Discussing the role of social media in overconsumption
4Reflecting on current income and its inadequacy
5Advocating for living in the moment vs. overspending
6Proposing solutions: curating social media, reducing consumption, appreciating existing items

On-screen text

living beyond my means... (and I'm in debt because of it)

Original caption

I’ve realized the ONLY way my financial situation will improve is when I learnto actually live within my means 😭 I’m freakin tired of keeping up with this trend and that trend and buying a new wardrobe every season! IT’S CHIC TO SAVE MONEY!!!!! #financialtransparency #finances #itskindachic #moneytips

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Transcript

I have been living my means for way too long now and I am paying for it literally. The truth of it is all because of desire to have more and keep up with trends and get the next best seasonal, the next best outfit and the next best vacation. Like I am constantly striving for more. I think a huge issue for a lot of us is social media and this constant pressure to keep up. I am exhausted. I was having a really deep conversation with my sister about this the other day, like I live beyond my means. I am a stay-at-home mom that is hustling so freaking hard to turn this whole thing into a career, but I'm not quite there yet, okay? I've made $20,000 this year. I'm really proud of that, but that's not enough to live the way that I have been living. And yes, the biggest advocate for life is too short, you know, go on that trip, girl, go do this, go do that to an extent. And I think the solution is one, follow accounts that make you feel like you don't need more. Cater your feeds to like less overconsumption. It's chic to save money. It's chic to live within our means. It's chic to reuse and recycle, to appreciate the things. I can guarantee the things that you use and love day-to-day are probably items that you've owned for a long time, maybe didn't cost that much. We just need to consume less. It's chic to save money. It's chic to live within our means. It's chic to reuse and recycle, to appreciate the small things.