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I feel like nobody has heard of this scheme and I wanted to shed some light on it! I used this scheme 10 years ago to buy my house and I would use it again today if I was in the same situation. 🏡💸🙌🏼 Buying my first house | low mortgage | how I got a low mortgage in Scotland | budgeting | personal finance Not financial advice, do your research and check the T&C’s