It is finally here.

It is finally here. If I can do minor in anything, it would be in Canadian credit card strategies because I think I'd be in the top of my class. My name is Jane. I have been optimising and reviewing your credit card stocks this past year and it's finally time. Here is the best credit card combination of 2025!!! Now I don't believe that there's just one card that has it all. Each card has its own benefit and as long as you know how to take advantage of each of them, that's how you create the best. So my criteria is you have three to four solid cards, no more than that. You have a card from every major network, so Visa, Mastercard, Amex. You have a card that's your main driver, that's the one that's accumulating all those points. You also have a card that has travel insurance and benefits and then you're not paying crazy high annual fees. So the best combination of this year is going to be the Amex Cobalt, the TD Aeroplan Visa Infinite, and the Scotiabank Passport Visa Infinite. This stack, it doesn't get any better than this. It's just so beautiful to me. You have the Amex Cobalt where you're earning five times the points on food and dining. This is your main driver. Then you're going to convert those points that you earn to Aeroplan on a 1 to 1 transfer and then use the TD Aeroplan Visa Infinite to book your flights with those Aeroplan points, you get preferred pricing, you get the checked bags and you also get the travel insurance. And then finally, you have the Scotiabank Passport Visa Infinite where you can earn Scene plus points and you can use those points to book your hotel accommodation vacation packages. And then it's going to be the card you use when you're traveling abroad because you don't get any foreign transaction fees. And you also get six lounge passes and 25 days of travel medical insurance if you're under 65, which is so great. And then to make it 10 out of 10, you need a Mastercard and that's easy. Just add the EQ Bank Prepaid Mastercard. Now I created a page on FinlyWealth where it's just a guide to the best credit card combinations of this year so if you wanna go read up on that, it's linked in my bio and I worked so hard on it and I hope you go check it out.