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for the past year I've been doing research on end of life planning and here are the four things I've learned about end of life planning that everybody should know. Number one, a will or life insurance policy is just a start. Those things are great, those things are important, but those things are not everything. If you only have those two things in place and you think your family is prepared for something that unexpectedly happens to you, you are sadly wrong. There are so many other things in your life that need to be gathered. We're in the digital age. You have to write down your usernames and your passwords. If you're a household that splits responsibilities, you need to be writing down your responsibilities. So if you're the one who pays the bills, how do you pay the bill? Is it automatically charged to your credit card? What credit card is it charged to? Number two, I've learned that probate court sucks. It can take anywhere from six months to years to go through the entire probate process. So you wanna do what you can to avoid having your family go through probate. So add POds on your bank accounts. Create a living trust for your estate. Number three, your funeral isn't for you. Okay, technically it is about you and your celebration of life. But what I'm talking about is you need to make the decision for your own funeral. And that's what's what's better for you. Because when you make the decision for your own funeral, your family members, the one who are actually going to be planning it while they're grieving, will be able to have the assurance that they're doing everything that you wanted. They're doing things right by you. That will take a lot of stress off of them. And lastly, you are not immune to tragedy. This one is hard for me to grasp myself. But just in the past year alone, I have heard countless stories of people that had family members or spouses or brothers or sisters who have unexpectedly passed away. And with them being unexpectedly passed away, it makes it so much harder to gather all the affairs in order. And so for me, this lesson I am not immune to tragedy. And I want to make it as easy as possible for everybody to prepare. So if that sounds like something that will bring you and your family peace of mind, go to the link in our bio, ivorysafe.com and join the waitlist. But regardless whether you join the waitlist or not, these four things are the biggest lessons I've learned this year.