I just want everyone in the UK to have one of these accounts

@nextgenngpf

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SoundTikTok sound · original sound - nextgenngpf

Promoted product

Stocks and Shares ISA

Why it worked

The video uses a high-stakes, relatable financial goal combined with a simple, actionable plan that makes wealth building feel accessible to young adults.

Summary

The creator explains the potential long-term financial benefits of investing in a Stocks and Shares ISA. He breaks down how small monthly contributions can grow significantly over time through index fund investing.

Structure

1State the goal of having a specific account
2Explain the affordability of the investment
3Identify the specific financial product
4Explain the investment strategy
5Provide a concrete financial projection
6Conclude with a call to financial independence

Product placement

The video promotes the concept of a Stocks and Shares ISA, which is a financial product available through various UK providers.

Call to action

Open a Stocks and Shares ISA

Original caption

Everyone in the UK needs one of these accounts. #personalfinanceuk #moneytok #moneyfyp #stocksandsharesisa #moneytips #moneyproblems #growyourwealth

More from @nextgenngpf

On-screen text

I just want everyone in the UK to have one of these accounts Thank me later Find just £50-100 a month in your budget spare Open a Stocks and Shares ISA 🇬🇧 Invest that into index funds 11.467% *11.4% but not adjusted for inflation Projection for 44 years

Transcript

I just want everyone in the UK to have one of these accounts so you can thank me later. And all you need to do is find a spare 50 to 100 pounds per month. I mean that's literally eating out once less or going out once less a week or once less per month. That's it. But what I really need you to do is open a Stocks and Shares ISA. And as soon as you have this open, all you need to do is invest that into index funds. These are the most low cost, low expense ratio funds you can invest in with the most predictable returns. I mean for the last half century it has averaged a return of 10%. So let's put that into some context. Say you're just 21 years old and you invest 50 pounds per month for the next 44 years until you hit 65, you are gonna have almost 500,000 pounds. So do not rely on the government to make you any money, do it yourself.