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I'm turning 35 this year and I'll probably cross $1M net worth 💰 But here’s the part people don’t talk about. Most of that money isn’t sitting in my bank account. It’s tied up in investments 🏢 real estate 🏦 retirement accounts 📈 funds Growing? Yes 🌱 Spendable? Not really. Net worth and liquidity are two very different things. #CRNA #moneytok #wealthbuilding #freedombuckets #financialliteracy