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Buying a Toyota in 2026 now requires a six figure income. I ran the numbers. $50,000 Highlander. 20% down. 4 year loan at 6%. Add insurance, maintenance, and fuel. Total monthly cost: $1,287. To keep that under 10% of your income you need to earn $154,000 a year. The average household earns $80,000. Run your numbers before you step into a dealership. #PersonalFinance #carbuyingtips #moneytips #wealthbuilding