What happens if you invest $100 a month starting today?

@therondalal

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Vanguard VOOhttps://investor.vanguard.com/investment-products/etf/profile/voo ↗

Why it worked

The video uses clear, high-contrast visual math to make the abstract concept of compound interest tangible and urgent, providing a simple, actionable path for the viewer.

Summary

The creator explains the power of compound interest by showing how investing $100 monthly into an S&P 500 index fund grows over 30 years. He emphasizes that starting early is more important than the initial amount and suggests automating investments into VOO.

Structure

1Hook posing the question of investing $100/month
2Comparison to daily coffee cost
3Breakdown of returns over 10, 20, and 30 years
4Explanation of compound interest vs. principal
5Comparison of starting at 25 vs 35
6Actionable advice to open a brokerage and automate VOO

Product placement

The creator explicitly mentions and displays 'Vanguard VOO' as the recommended investment vehicle.

Original caption

What happens if you invest just $100 a month? The answer will shock you $100/month into the S&P 500: Year 10 → $20,655 Year 20 → $76,570 Year 30 → $226,049 Your actual contributions? Only $36,000. The other $190,000? Compound interest. Start at 25 instead of 35 and that $226K becomes $584K. Same $100. 10 extra years. More than DOUBLE. You don't need $10,000 to start. You need $100 and consistency. Save this & start today #investing #compoundinterest #wealthbuilding #voo #sp500 #PersonalFinance

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On-screen text

WHAT HAPPENS if you invest $100 a month starting today? $3 a day > A STARBUCKS COFFEE S&P 500 FUND INVESTMENT RETURN 10 years $20,655 20 years $76,570 30 years $226,049 $36,000 of your own money $190,000 COMPOUND INTEREST CHANGES EVERYTHING 25 YEAR 35 YEAR $226,000 $584,000 $100 a month 10 extra years more than doubled YOUR RESULTS $10,000 TO START INVESTING $100 and consistency OPEN A BROKERAGE ACCOUNT SET UP AUTOMATIC INVESTING Vanguard VOO Follow for more

Transcript

What happens if you invest $100 a month starting today? The answer at year 30 will make you want to start right away. $100 a month, that's $3 a day, less than a Starbucks coffee. Here's what happens if you invest that into an S&P 500 index fund starting today. In year 10, you would have made $20,655. In year 20, $76,570. In year 30, $226,049. You only put $36,000 of your own money in. The rest, $190,000, came from compound interest. Your money made money, and that money made you more money, and it snowballed. Now here's the part that changes everything. If you start at 25 instead of 35, that $226,000 becomes $584,000. Same $100 a month, 10 extra years, more than doubled your results. That's why starting early matters more than starting with a lot. You don't need $10,000 to start investing. You need $100 and consistency. Open a brokerage account, set up automatic investing, put $100 into VOO every month, then forget about it. Let time do the work. Follow for more.