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£930 through bank switching. Here is every offer available right now and how much you can get. First Direct: £200 One of the most straightforward switching bonuses available. First Direct consistently rank as one of the best banks for customer service in the UK too, so this one is a no brainer. NatWest: £200 Another £200 on the table. NatWest are one of the biggest high street banks in the UK and their switching process is simple and fast. Santander: £180 Santander are offering £180 right now. Worth checking their eligibility criteria before applying as they do have some specific requirements. Nationwide: £175 Nationwide are the UK’s largest building society and a genuinely solid bank. £175 just for switching is a great deal. Bank of Scotland: £175 Rounding out the list with another £175. Bank of Scotland are part of the Lloyds Banking Group so if you already bank with Lloyds or Halifax, check the eligibility criteria before applying. The key thing most people get wrong is switching their main bank account. Don’t do that. Open a second bank account, switch that one instead, collect the bonus, and your main account stays completely untouched. A couple of important things to be aware of before you start: Bank switching creates a hard search on your credit report, which can have a short term effect on your credit score. If you are planning to apply for a big financial product like a mortgage in the near future, it might be worth waiting until after that application before switching. Hard searches disappear from your credit report after 12 months, so the impact is temporary. I have made individual how-to guides for every single one of these offers. Just scroll down my page a few videos and you will find them all. Each one walks you through the process step by step. Terms and conditions apply for all offers listed. Always check individual bank eligibility criteria before applying. This is not financial advice.