NEVER use your

Never use your physical card over your digital one and here's why. I'm a cybersecurity expert. I haven't swiped a physical credit card in years. And there are two real threats that most people never think about. You'll understand why. Hi, I'm Caitlin. I'm a cybersecurity and data protection expert. And I want to help you protect yourself when it comes to your credit cards. The first threat is physical. Every time you hand swipe it out, pump or tap a terminal, you're exposing your actual credit card, your expiration number, and your CVV. When all it takes is a skimming device, you losing your actual card, taking a quick photo, and once your physical data is stolen. The second threat, and this is the one that most people miss, is that every time you pay with a physical card, that third party, your full information. What happens if that third party gets a data breach? And according to Security Scorecard, over 35% of all breaches in 2024 were based off of third party data breaches. Meaning the store you shopped at and your credit card details go straight to the hacker. This is exactly why I use Apple Pay or another digital wallet. Because with Apple Pay or digital wallet, your real card number is never actually used. Not one time. Apple Pay generates a one-time token for every single transaction. The store never actually sees your actual card number. And Apple doesn't store it. So even if the retailer gets breached, there's nothing tied back to you. And on top of that, every purchase, your face ID and touch ID. So if your phone ever, no one can make a single purchase to your fingerprint. For more simple cybersecurity tips, follow along and share this with a friend who swipes their card all the time. Because they seriously need to see this. Stay safe.