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AMEX Platinum is going to be B tier, the fee is super high for the amount of perks that you get. It is actually my daily driver right now, but it is still B tier. Don't absolutely love it. AMEX Gold is A tier, right? I like it more than the Platinum and the fee is less. The perks are much better for the price than the Platinum. Chase Sapphire Reserve, I'm going to put as B tier again. The fee is really, really high unless you like some of the access that you get with the lounges, it's going to be something different. Chase Sapphire Preferred is S tier, one of the best travel cards out there and has a lot of perks. Venture X is B tier, a great travel card overall, but just pretty expensive. Chase Freedom Flex also B tier, a great overall cashback card. TJ Maxx card, F tier. Any of the store cards don't make any sense to me, except for one which I hope it comes up on this list. Citi Double Cash is A tier, a great cashback card. Wells Fargo Active Cash is D tier, not something I'm interested in, basically because it's Wells Fargo. AMEX Blue Cash is B tier, a very decent card. Capital One Savor, if you dine out a lot, is great, so that's a B tier. Discover it, if you need a secured credit card, is great, but it's not the best for everybody else who has a decent credit score. So I'm going to put this as a C tier. Apple card is a C tier, unless you buy a lot of Apple products. Built Mastercard is an A tier, amazing if you want to earn points on your mortgage, but you also got to make sure that you are spending in other categories to get those points. Amazon Prime Visa, this is actually A tier, the only store card that I would ever get, a really good card on cashback. Target RedCard is free and you get 5% cashback every single shop there, so that's also an A tier. Delta SkyMiles doesn't have great bonuses, so I'm actually going to put it as a C tier. United Explorer, same thing, C tier, doesn't have a great bonus overall and the points aren't valued as much as everything else. Southwest Rapid Rewards, I'm actually going to put it as a B tier, especially with the companion pass perks that you get with it. Hilton Honors, I would put as a C tier. I'm not, the hotel cards really don't get you the best redemption overall. Again, I would rather have a more flexible card. AMEX Centurion, which is the black card, I'm going to put this as D tier, this is just a flex. Macy's card is F tier, another store card that doesn't give you any value. Let me know which ones you disagree with or agree with down below in the comments. And if you want all my favorite cards, comment CTD down below.