INSANE DISNEY TIMESHARE

@zacrios

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Promoted product

Disney Vacation Club

Why it worked

The video taps into a common financial regret and uses a relatable, albeit cautionary, story about a luxury purchase. The "insane" aspect of the timeshare and the large debt amount create intrigue and encourage viewers to watch for the explanation and potential lessons learned.

Summary

The video discusses the impulsive purchase of a Disney Vacation Club timeshare, financed at $27,000 over 50 years. The creator acknowledges this was a financially unwise decision due to a lack of financial literacy, despite their good intentions.

Structure

1Introduction to massive debt
2Impulsive Disney timeshare purchase
3Explanation of Disney Vacation Club (DVC)
4Acknowledgement of financial mistake
5Discussion of the cost and financing

Original caption

For Full Episodes Check Out My YouTube Channel 🎥 Zac Rios #money #debt #finance #disney #timeshare

More from @zacrios

Product placement

Disney Vacation Club (DVC): A timeshare program for Disney World, Disneyland, and other DVC resorts, allowing users to buy points redeemable at any DVC resort anytime. It acts as a vacation ownership program. Removing it would change the topic of the video. Disney: The brand associated with the timeshare program and vacation destinations. It appears as the subject of the timeshare purchase. Removing it would change the topic of the video. YouTube: A video platform where full episodes are available. It appears as a destination for more content. Removing it would change where viewers can find full episodes.

Call to action

For Full Episodes Check Out My YouTube Channel 🎥 Zac Rios

On-screen text

INSANE DISNEY TIMESHARE THREE OF HOW A MASSIVE DEBT. MOST EMBARRASSING DEBTS THAT WE HAVE. FEW YEARS AGO, A TRIP TO DISNEY, PURCHASED THE DISNEY AND WE DID SO BY FINANCING IT. KNOW WHAT THE DISNEY VACATION CLUB IS, IT'S KIND TIMESHARE FOR DISNEY WORLD, EXCEPT INSTEAD OF HAVING ONE SPECIFIC RESORT OR SPECIFIC WEEKS OF THE YEAR IT'S A POINT SYSTEM. YOU BUY OF POINTS, POINTS CAN GET REDEEMED AT ANY RESORT ANY TIME OF THE YEAR THAT THEY HAVE AVAILABILITY. STAYING AT DISNEY WORLD PROPERTIES, DISNEYLAND PROPERTIES, AND OTHER DVC RESORTS, LIKE IN HAWAII AND IN EUROPE. PROVIDES, LIKE, OPPORTUNITY TO TRAVEL. NOW, WITH THAT VERY BOUGIE LUXURY PURCHASE THAT WE HAD NO BUSINESS MAKING. WE HAD NO BUSINESS MAKING. SO THE TOTAL COST WAS AROUND $27,000. WAS STUPID? YES, I KNOW YOU, OUR HEARTS A GOOD PLACE, OUR FINANCIAL LITERACY I DON'T THINK KNOWING IF YOUR HEART WAS IN OR NOT. YOU PURCHASED SOMETHING THAT COST $20,000 WHEN YOU DIDN'T HAVE THE MONEY FOR IT. WHY ARE ALL IN DEBT? WAIT, 27,000 FOR THE CREATOR RESPONDS THE DISNEY YEP. FOR A 50 YEAR TIMESHARE FINANCING 27,000 FOR ANYTHING CAR OR A FOR FULL EPISODES CHECK OUT @ZAC-RIOS ONLY YOUTUBE! HOUSE REPAIR IS KIND OF INSANE. THE CREATOR RESPONDS IT REALLY IS. STUPID OF US.

Transcript

three of how a massive debt. most embarrassing debts that we have. few years ago, a trip to Disney, and we impulsively purchased the Disney Vacation Club. And we did so by financing it. If you don't know what the Disney Vacation Club or DVC is, it's kind of like a timeshare for Disney World, except instead of having one specific resort or specific weeks of the year that you get to use it, it's a point system. You buy a certain number of points, and then those points can get redeemed at any DVC resort any time of the year that they have availability. That means you can end up staying at Disney World properties, Disneyland properties, and other DVC resorts, like in Hawaii and in Europe. So it definitely provides, like, opportunity to travel. Now, with that very bougie luxury purchase that we had no business making. We had no business making. So the total cost of financing was around $27,000. Was stupid? Yes, I know. But I promise you, our hearts were in a good place, but like our financial literacy was zero. I don't think knowing if your heart was in it or not. You purchased something that cost $20,000 when you didn't have the money for it. Why are all the Disney adults in debt? Wait, 27,000 for the Disney? Yep. For a 50 year timeshare financing. Financing 27,000 for anything that isn't a car or a house repair is kind of insane if you're not both financially literate. It really is. So stupid of us.