anti-lifestyle creep guide

@eyebvee

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Promoted product

90-Day Money Challengehttps://stan.store/thebrokenwallet ↗

Why it worked

The video provides practical, relatable financial advice that resonates with viewers looking to save money. The creator's personal experience and straightforward approach make the tips seem achievable, and the 'native mention' of the challenge in the caption and bio link encourages viewers to learn more without feeling overtly sold to.

Summary

The creator shares tips on how they live below their means, focusing on driving cars for at least 10 years, not upgrading their living space unnecessarily, sticking to a monthly food budget, and using credit cards for most expenses while paying them off in full. They emphasize that they don't upgrade just because they can and that their financial decisions are deliberate.

Structure

1Drive cars for 10+ years
2Don't upgrade living space unnecessarily
3Stick to a monthly food budget
4Use credit cards for most expenses and pay them off

Product placement

The creator is promoting their '90-Day Money Challenge' which is available via their stan.store link in their bio. The video itself discusses financial strategies like driving older cars, not upgrading housing, budgeting food, and using credit cards responsibly.

Original caption

If you’re trying to buy less and save more, my 90-Day Money Challenge was made for you. Check the link in my profile to join. #savingmoney #finance #PersonalFinance #minimalism

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Call to action

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On-screen text

anti-lifestyle creep guide How I live below my means DRIVE LEAST BEFORE OF CURRENTLY VEHICLES, 2019, 2021, 2,009 CAMRY. THEY'RE AND WE'RE APPROACHING THE WITH 2019, HONESTY, PROBABLY ONE THE MARK. UPGRADE SPACE BECAUSE BEEN PLACE 2016, IT'LL YEARS A OF I'VE ASK, ON BUYING WHENEVER LIKE, KNOW, OUR IMMEDIATE SOMETIMES ME MOST LOOK NOT JUST BECAUSE 10 GOT A ALSO MONTHLY AND SOMETHING, FEEL MAKE INCREASES. TO THROW OUT JUST MONEY NILLY. DON'T WE CLOSE MUCH DIFFERENT THROUGHOUT EVEN EAT, STARTED HOME AND USE CARDS, CARD, EXCEPTIONS. MUCH FOR EXPENSES, THOUGH USAGE, BALANCES IN SINGLE

Transcript

anti-lifestyle creep guide. How I live below my means. This is how we have been able to live below our means as our income has increased. First of all, we drive our cars for at least 10 years before we even think of upgrading. We currently have three vehicles, a 2019, a 2021, and then a 2009 Camry. They're all paid off, they're in good condition, and we're approaching the 10-year mark with our 2019. And all honesty, we'll probably keep that one past the 10-year mark. Number two, we didn't upgrade our living space just because we could. We've been living in our current place since 2016, so it'll be 10 years this August. It's a condo and a couple of times over the years I've had someone ask, do you guys plan on selling? Do you plan on buying a house? And whenever I tell them, like, you know, it's not in our immediate plans. Sometimes they look at me with the most confused look. But again, I'm not going to upgrade just because. And because we bought it 10 years ago, we got a great price at a great rate. Also, monthly food budget. And something I feel that a lot of people make increases. Sometimes to throw out the window and just start spending money willy-nilly. But no, we don't do that. We still keep a close eye on how much we're spending throughout different categories. Even though we eat, started home and a lot more. And finally, we use cards, card, no exceptions. We both pretty much use our credit cards for most of our monthly expenses, though usage, balances get paid in full every month.