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So here are three habits of people who never go broke. #1. they realize that they have nothing to prove to anyone. Nearly 43% of Americans say they've spent more than they could afford to impress another person. So they are not gonna shop or spend money or do anything else to impress other people. Their financial stability is top priority and they do not apologize for having financial boundaries. #2. they realize that budgeting is about empowerment and not restriction. Some people hate the B word because they feel as if it's gonna stop them from having fun or doing the things that they enjoy. But rather than viewing budgeting as a prison, start viewing it as a path to stability because it's gonna help you know where your money goes instead of wondering where it went. #3. they consider the financial ramifications of every decision. And when I say every decision, I really mean that. So it doesn't matter if they're buying a pair of shoes, if they're planning a trip, if they're going to the movies, if they're thinking about buying a house, whether it's small or large, they are considering how that decision is gonna impact their finances in the long term. And then based on that conclusion, they're gonna consider whether or not it's worth it. BONUS: they make financial health a lifestyle.