Explaining finance words like you have brain damage

@yas.jd

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SoundTikTok sound · original sound - yas.jd

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Why it worked

The video uses a relatable, self-deprecating hook and extreme simplification to make intimidating financial topics accessible and entertaining.

Summary

The creator explains complex financial terms like inflation, APR, stocks, and collateral using extremely simple analogies. The video aims to simplify financial literacy for her audience.

Structure

1Introduction of the concept
2Explanation of inflation
3Explanation of APR
4Explanation of stocks
5Explanation of collateral

On-screen text

Explaining finance words like you have brain damage INFLATION APR STOCK COLLATERAL

Original caption

Because explanations for 5 year olds weren’t clicking #financialliteracy

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Transcript

Explaining finance words like you have brain damage. Inflation: cookie cost $1 yesterday, cookie cost $2 today. Same cookie, money buy less cookie now. APR: you say give me money now, I pay back later. APR is the extra money you owe for saying later. Big number bad, small number good. Stock: you give company $1, now you own tiny part of company. Company does good, your tiny part worth more. Company does bad, your tiny part worth less. Your piece is very very small though, like a crumb. Collateral: you wanna borrow my toy truck, I say okay, but leave your teddy bear here so I know you're gonna give me my toy truck back. The teddy is collateral. If you don't give me my truck back, you're not getting your teddy bear back.