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This is the First Direct switch offer. If you do it through TopCashback and sign up to TopCashback using a friend's referral link (there is one in my bio), you can get up to £266. Note that this rate can change. TopCashback frequently changes both their First Direct bonus and their friend referral signup bonus, so the total could vary by £20 upwards or downwards, but you are still getting above £200 either way. The reason this is the easiest switch offer of all time is because there are no direct debits required. You can get away with standing orders, which are significantly easier and effectively free to do if you set up a standing order to one of your savings accounts or another current account in your name. With both the signup offer for TopCashback and the First Direct bank switch offer, terms and conditions apply.