4 Apps That Will Change Your Life Financially

These four apps can change your life financially. So if you've started with your wealth creation journey, these are four apps that you can make use of. So in no particular order, one is Cowrywise. Cowrywise is an app that can help you to get started with saving money. Don't pay attention to people who say that savings cannot make you rich, because that statement is not 100% complete. Of course, savings cannot make you rich, but you can't build wealth without saving. Before thinking about investing, of course you need to have savings. So if you are walking or running your business and making profit, you don't have to spend everything that you earn. You have to save a portion of your income. You can save for emergencies, you can save for opportunities, you can also save for investments. And Cowrywise is an app that can help you to save. This app also allows you to automate your savings such that you can decide to save automatically either daily, weekly or monthly. And this will help you to save without having to depend on willpower. The second app on my list is Afrinvestor 2.0. This app is owned by Afrinvest Securities Limited, which is a licensed stock broker in the Nigerian stock market. So with Afrinvestor 2.0, you can invest and own shares in publicly listed Nigerian companies like MTN Nigeria, Dangote Cement, Okumu Oil, Vita Foam, Cadbury, Hardbury and etcetera. So when you invest money through share price appreciation and also through dividend payments. So if you want to start investing in Nigerian stocks, you can do that by using the Afrinvestor 2.0 app. The next one is ARM One. ARM One app that allows you to invest in mutual fund. So if you want to invest as a beginner and you're thinking about which asset to invest in, you're asking yourself, should I invest in stocks, should I invest in Treasury bills, should I invest in bonds, about which asset exactly to put your money. Then what you want to do is to invest in mutual fund. Give your money to these professional asset managers, then they can help you to invest the money into different asset classes and of course the value of your asset grows. The money in that investment will also continue to increase. And then finally, we have Risevest. Risevest that gives you the opportunity to invest in dollar assets. On Risevest, you can invest in US stocks, you can invest in US ETFs, you can invest in dollar mutual fund. You can also invest in dollar real estate investment trust. Considering the times, I am very sure I don't need to explain to you more that the economy is not stable. So you don't want to have all of your investments in Naira denominated assets. You want to put some of your money in dollar assets. And with Risevest, you can easily achieve that.