How to retire with $2M

@keysfinance

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SoundTikTok sound · original sound - keysfinance

Why it worked

The video uses a clear, high-contrast visual aid to demonstrate the power of compound interest, making complex financial planning feel accessible and urgent for younger viewers.

Summary

The creator breaks down the monthly investment amounts required to reach a $2 million retirement goal based on different starting ages. He demonstrates how starting earlier significantly reduces the monthly financial burden due to compound interest.

Structure

1Introduce the premise of retiring with $2M
2Show monthly investment for age 60
3Show monthly investment for age 50
4Show monthly investment for age 40
5Show monthly investment for age 30 and 20
6Show monthly investment for age 18

On-screen text

How to retire with $2M Monthly investments needed given a 10% annual return 60 50 40 30 20 18 60 - $25,827 50 - $4,825 40 - $1,507 30 - $526 20 - $190 18 - $156

Original caption

How anyone can retire a multi-millionaire. *not investment advice* Past returns in the market don’t guarantee future outcomes. #investingforbeginners #retirement #retirementplanning #invest #finance

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Transcript

How to retire with $2M. Monthly investments needed given a 10% annual return. Starting at age 60, you're only giving yourself 5 years for your money to grow. You'd have to invest $25,827 every single month. But then if you start at age 50, that number drops significantly to $4,825 every month. And then starting at age 40, you'd have to invest $1,507 every single month to reach 2 million by age 65. Now here's where it starts to get pretty good. Starting at age 30, you only have to invest $526 per month. And then starting at age 20, you only have to invest $190 every single month. But now, if you start investing at the age of 18, as soon as you can possibly invest on your own, you would only have to invest $156 to retire with 2 million.