$5M by retirement

@keysfinance

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Why it worked

The video uses a clear, high-value visual aid to simplify complex financial math, making the concept of compound interest immediately understandable and relatable to a wide audience.

Summary

The creator explains the monthly investment amounts required to reach $5 million by age 65, demonstrating how starting earlier significantly lowers the monthly burden due to compound interest. He breaks down the math for various starting ages from 60 down to 18.

Structure

1Introduction of the goal: $5M by retirement
2Breakdown of monthly investment needed starting at age 60
3Breakdown for ages 50 and 40
4Breakdown for ages 30 and 20
5Breakdown for age 18
6Concluding message on the power of compound interest

On-screen text

$5M by retirement (Monthly investments needed given a 10% annual return) 60 50 40 30 20 18 60 - $64,568 50 - $12,063 40 - $3,768 30 - $1,316 20 - $476 18 - $390

Original caption

Monthly investments needed for $5M by age 65 *not investment advice. When investing, your money is at risk- past results don’t guarantee future success.* #stockmarket #investing #investor #investingforbeginners #investingtips

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Transcript

Here is how much you need to invest every month if you want to retire with $5 million. If you start at age 60, you'd have to invest $64,568 every single month to retire with $5 million. Starting at age 50, it's still a little bit of a pipe dream, you'd have to invest $12,063 every single month, but starting at age 40, that number drops to $3,768 per month. Starting at age 30, you'd have to invest $1,316 every single month, but starting at age 20, this is where it gets good. You have to invest $476 every single month. And then starting at age 18, the youngest you can possibly invest on your own, you'd only have to invest $390 per month to retire with $5 million. That's the power of compound interest and that's why it's important to start investing early.