$2689 in value from $95 card What I would do today if I just got the Chase Sapphire Preferred® Card

@petitevagabond

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SoundTikTok sound · Ka-ching (shopping / cash register sound)(1243277)

Promoted product

Chase Sapphire Preferred® Card

Enjoy a premium travel and dining experience with 5x points on travel purchased through Chase, 3x points on dining and 2x on travel. Learn more about Chase Sapphire Preferred.

5 videos4 creators

Why it worked

The video provides a clear, actionable breakdown of how to extract significant value from a credit card, appealing to viewers interested in travel hacking and financial optimization. The specific mention of a limited-time high-value bonus creates urgency.

Summary

The video explains how to maximize the value of the Chase Sapphire Preferred credit card, highlighting its benefits and points multipliers. The creator details how to achieve over $2,689 in value in the first year by activating perks, strategically using points, and taking advantage of a limited-time 100,000-point welcome bonus.

Structure

1Introduction: Value proposition of the card
2Step 1: Activate benefits and credits
3Step 2: Understand category multipliers

Original caption

Just some of the reasons why the Chase Sapphire Preferred is always referred to as “the best beginners card”. It’s EASY to get so much value out of it! Link in bio for the 100k offer 🔗 (You obv don’t have to use my link, but it doesn’t cost you anything and helps support my small business so I can keep creating free helpful content for you! So if you do use it, thank you 🫶) For a $95 annual fee, here's what you're actually getting: ✅3x on gas and EV charging ✅3x on Airbnb and Vrbo ✅3x on dining and online groceries ✅3x on streaming ✅5x on Lyft through September 30, 2027 ✅2x on all other travel (5x on Chase Travel) ✅$100 hotel credit every year through Chase Travel ✅$120 Global Entry, TSA PreCheck, or NEXUS credit every 4 years ✅a free year of Apple TV (activate by December 31, 2026) Between the hotel credit and the Global Entry credit, the card more than pays for itself before you've booked a single trip. So the everyday categories you're already spending in are stacking points the whole time. But hurry because this highest ever 100,000 points per dollar offer ends on July 30th at 3pm EST 🏃‍♀️ Link in bio for the 100k offer 🔗

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Transcript

If I just got this card today, here's three things that I would do right now to make sure I got over $2,000 in value in the first year. First, immediately activate all of the free perks that comes with it, including Apple TV, Global Entry TSA pre-check, free Doordash dash pass membership, plus $10 every single month to use at Doordash. Let's not forget the $100 annual hotel credit. Value so far: $559. Second, I would make sure to really understand all the category multipliers on this card because they're insane. 3 points per dollar on dining, online groceries, gas and EV charge, vacation homes, streaming services, 2 points per dollar on all travel, plus 5 points per dollar on Chase Travel portal and Lyft rides. This means that this $95 card will earn you points a lot faster than just using an Amex Platinum for everything, for example, which costs $900 a year. Based on the average spend for a family of two in the US, you would end up earning another about 109,000 points every single year just from regular, everyday spending with this card. Value so far: $559 + 109K pts. Third, I would learn the 100,000 point welcome offer on Chase Travel. The bonus on this card is usually lower, but until July 30th, they offer an elevated offer of 100,000 points, which is only the third time that's happened in 15+ years of history. Most people think 100,000 points equals $1,000. That can be true if you cash it out the easiest way possible, which is still value, because again, this is a $95 card. But if you know how to use those points, you know that 100,000 points can get you a round trip business class flight to Europe, for example, which can be worth between $3,500 and $6,000. That brings our grand total for the first year of holding this card to $2,689. That's the bare minimum. That's if you use the points the wrong way. But if you do what I do and transfer to the right partners, you can actually get the same value that I get, which is way over $5,000. One $95 card. You have to hurry because the 100k bonus offer ends July 30th at 3pm EST.