We spent ALOT of money this month

@miksonlinediary

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Why it worked

The video provides a transparent and detailed breakdown of personal finances, which resonates with viewers interested in budgeting and financial planning. The creator's relatable approach and clear presentation of expenses make the content engaging and informative.

Summary

The creator details their monthly spending as a dual-income, no-kids household in Perth, WA, totaling $8,436. The expenses cover various categories including mortgage, transport, food, health, personal care, subscriptions, fitness, and investments, with a focus on aligning spending with their values.

Structure

1Introduction and income overview
2Breaking down expenses by category (bills, food, health)
3Personal care and miscellaneous expenses
4Subscriptions and fitness
5Investments and superannuation
6Total spending and value alignment

Call to action

On-screen text

We spent ALOT of money this month Dual income, no kids household Combined salary: $212,000 expos single boyfriend month no in WA like this very bills this mortgage transport utilities Bill the phone bill wifi category $2599.81 thousand nine one personal is numbers confronting spent $1,075 on groceries 440 dollars out GYG night in SB $138 on takeaway total one $1632.42 six two forty cents was high $869 $869 only worse surgery this 869 for insurance from warehouse a 350 specialist $220 spent dollars this 440 cleaner the skip keep extremely we so $32.98 thirty two cents proud $316 $316 absolutely I'll any our and workout suppmart because dependent here $143 $143 my toes eyebrows randomly $26 $26 month a us $156 Cocker $156 her groom dog own pay grass that $50 every my category I $2300 $2,000 stock and an $300 superannuation grand $8436 $8,436 which crunch it freaking but every that is values main everything finance because special and about

Original caption

Well this feels a tad bit vulnerable to be sharing online 🤪 #PersonalFinance #Budgeting #money #monthlyspending #investing

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Transcript

I'm going to expose every single cent my boyfriend and I spent this month as a dual income no kids household in Perth WA. And if you're nosy like me, you're gonna love this. We're starting off very lightly with our bills this category. This includes our mortgage, transport, utilities, phone bill, the wifi. The total for this category came to $2,599.81. My personal favorite is food, but the numbers were very confronting. We spent $1,075 on groceries. $440 on eating out. GYG on a Friday night is a non-negotiable in our household. So we spent $138 on takeaway. Total spend on food was $1,632.42. Health was extremely high this month at $869. And it's only going to get worse because I'm having surgery this week. This $869 was for our private health insurance, some supplements from Warehouse, and $350 specialist appointment. I spent $220 dollars on our cleaner. This should have been $440, but our cleaner was the week we had to skip a fortnight. We keep our subscriptions extremely low. If we do not use it, we do not pay for it. So we only spent $32.98 cents, which I'm very proud of. Fitness was $316. I'm absolutely not mad about that. I'll happily spend that any month. That was for our gym memberships and also pre-workout from Suppmart because we are caffeine dependent around here. And $143 on getting my nails, toes, eyebrows done randomly. Spent $26 on parking this month, which is definitely not a usual expense for us. Our darling Angel Cocker Spaniel costs $156 for her monthly groom and also for some dog food. We don't own a lawn mower, so we pay someone to cut our grass for us, and that costs $50 every three weeks. My favorite spending category of all, I invested $2,000 into my stock portfolio and also put an extra $300 into my superannuation. That brings our grand total to $8,436, which when you crunch the numbers like that, it seems like a freaking lot. But in saying that, every single dollar that leaves our bank account is in alignment with our values, and that's the main thing. If you like everything personal finance, please drop me a follow because this is definitely a special interest of mine and I love talking about money.