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gonna I purchased everything on my credit card these save year I spent university tracks single first LOW SPEND MONTHS LOW SPEND MONTHS NO SPEND LISTS list have that to refuse to buy it's hard sometimes next NO $4 SODAS skip at restaurants I do not pay for $4 sodas with my meal I just get water I have the time USE MY BUS PASS (INCLUDED IN MY SCHOOL TUITION) I take the bus everywhere I don't have a car so it might be different for anybody else but I refuse to buy Ubers definitely to points POINTS & REWARDS SYSTEMS reward points I set up for Starbucks points, reward Tim Hortons, McDonald's I'll pay for the food but I'll always scan my points first when redeem or free that I am COSTCO MEMBERSHIP Costco fanatic I always look at Costco first so if I know that I want to go to the movie theaters with some friends or on a date I'll always Costco first before buying tickets movie thing bulk WAIT FOR ONLINE SAVING wait back to school season Black Friday Prime things for a better online computer just broke so I need to get a new MacBook Honey you best believe waiting until end of August so we can get Student Savings unhinged okay YOUR ALWAYS USE CREDIT CARD this I purchased everything on my credit card wanna have credit back that's how more a just spending money use money percentage back that's how ACCEPT FREE MONEY Always accept free money this counts for scholarships grants surveys if someone's offering me $2,000 just because I have an 80% average I'm taking it with my school you get recurring $1,500 GPA isn't that high but I strive to pass each class to get the highest mark possible so I can achieve you next ASK FOR DISCOUNTS fed ask for student discounts guys discounts have literally that then you anyways USE STUDENT DISCOUNTS soon student university canceled subscription on and student discounts 1299 for Apple Music I ended up paying 5.99 a month and that worked all subscriptions Prime supports Apple sure this of support benefits trust sure later if