@greggotcars — 18x breakout

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@greggotcars

100.9K followers · usually 55.3K views a post

Views

1.0M

Likes

38.7K

Comments

1.2K

383

Why it worked

The video likely resonated due to its relatable scenario of car buying challenges, particularly the common issue of credit score impacting financing. The direct and honest conversation about financial limitations, presented in a conversational tone, creates an engaging and informative narrative for viewers interested in car sales or personal finance.

Summary

A car salesman discusses financing options with a couple who drove three hours to purchase a vehicle. Despite their credit challenges and a desired payment that doesn't align with their credit score, they are exploring options for a down payment and financing the rest. The salesman ultimately determines that the lowest possible payment would be $450 over 66 months, which is still too high for the couple's budget.

Structure

1Introduction of the couple and their situation
2Discussion of down payment and financing
3Credit challenges and desired payment mismatch
4Exploration of payment options and loan terms
5Conclusion on affordability and the car sale

Product placement

CARFAX (appears on calendar, does not act, removing it would not change video) GregGotCars (creator name, does not act, removing it would not change video)

On-screen text

They Drove 3Hrs... Then Told Me This LIKE UM A DOWN PAYMENT AND FINANCE AND FINANCE THE REST WOULD IT BE GOING IN HERS HOW'S THE CREDIT CREDIT'S NOT GOOD UM IT'S LIKE 5 65 CHALLENGES ON THE CREDIT OKAY UM A LITTLE BIT JUST NOW HOW MUCH MONEY DOWN DO WE HAVE UH 4,000 4,000 DOABLE UM ARE YOU WORKING DO WE HAVE W2 HAVE PAY STUBS UM YES YEAH I CAN PULL PERFECT OKAY SO WE'RE PUTTING IT IN YOUR NAME LET'S TAKE A CREDIT APP AND SEE WHAT WE CAN DO CAN SEE AND SEE IF WE APPROVAL ALRIGHTY PERFECT ONE MORE TIME QUESTION WHAT KIND OF PAYMENT WERE TO BE AT REALISTICALLY I'D SAY AROUND 300 AT MOST 300 300 300 I HAVE AN APPROVAL THE LOWEST PAYMENT YOU COULD GET IS 4 50 THAT WILL BE YOUR AND THAT'S 66 66 MONTHS 20 THAT'S 66 FOUR 50 * 66 WELL ABOVE 20 OH I'M SURE YEAH I JUST DON'T THINK ABLE TO GET YOU PAYMENT NEEDED TO RIGHT THANKS A LOT YEAH IF I KNEW THIS I WOULD HAVE SAVED TROUBLE MEAN I WOULD HAVE EVERYTHING ANYWAY SO YEAH ANYTHING WOULD NO WE APPRECIATE IT BLACK CAT GONNA MAKE THIS SALE I'M GONNA HAVE TO ANYWAY

Original caption

They drove three hours without confirming the car was available or getting preapproved. Then we sat down and found out the payment they wanted didn’t match what their credit could realistically get them. Do you think they should’ve gotten approved before making the drive? #carsales #sales #cardealer #dealership #pov