5 things I personally avoid as a 26 yo who's good with money

@the4fformula

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Why it worked

The video provides practical, relatable financial advice framed around personal choices, resonating with viewers seeking to improve their own money management. The creator's confident and direct delivery, combined with the clear enumeration of points, makes the content easily digestible and shareable.

Summary

The creator shares five things they personally avoid as a 26-year-old who is good with money: buy now, pay later schemes, lending money to friends and family, get-rich-quick schemes, social spending pressure, and not budgeting. They emphasize the importance of financial discipline and sticking to a proven formula of faith, family, fitness, and finance.

Structure

1Introduction: 5 things to avoid
21. Buy Now, Pay Later
32. Lending money
43. Get Rich Quick Schemes
54. Social Spending Pressure
65. Lack of Budgeting
7Conclusion: Stick to the 4F Formula

On-screen text

5 things I personally avoid as a 26 yo who's good with money 1. Buy now pay later 2. Lending money 3. "Get rich quick" 4. Social spending 5. No budget

Original caption

These can contribute greatly to financial stability. Link in bio ❤️🙏 #faith #family #Fitness #finance #wlw

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Transcript

Here are five things I personally avoid as a 26 year old who's good with money. 1. Buy now, pay later. Anything, buy now, pay later. If I can't afford to buy it outright right now, I probably won't be able to afford buying it later. 2. Lending money to friends or family. If I help someone out financially, I mentally think of it as a gift. 3. "Get rich quick" scheme. I'm just not interested in that. There's always gonna be promises overnight wealth. I would rather stick with the same old boring investing and saving routes that have already been proven. 4. Social spending. Feeling pressured to constantly spend money socially. Every dinner trip, concert, birthday night out on the town. They don't require, you can say no. I love enjoying life, but I am more than comfortable saying I'm sorry, that's not in my budget right now. 5. Not knowing where my money is going every month. I'm not saying obsessively track where every penny is going, but you should generally have a good idea of what your financial picture looks like. As always, stick to the script, stay true to the formula: Faith, Family, Fitness and Finance. The world is your oyster.