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If you have the Chase Sapphire Preferred, you have just 30 days to make a pretty big decision. And that is because if you have the Chase Sapphire Preferred, starting on October 1st, 2026, when you transfer from Chase over to Hyatt, it is going from a 1:1 to a 4:3 ratio. That means 100,000 points over to 75,000 points. So for the next 30 days, when you transfer 100,000, you will get 75,000 points. But after that, you only get 75,000. Before June 15th, 2026, you have a 1:1 ratio until October 1st. But after June 15th, you already have to go to a 4:3. So if you plan on using your Chase points to transfer over to Hyatt, you have just 30 days to make some pretty big decisions. I post videos every single day talking about how to maximize your Chase points when transferring over to Hyatt. In places like in Japan, and also in resorts like in the Caribbean. If this is interesting to you, leave me a like and leave me a follow. And of course, share this with someone who needs to know. Share this with someone else who has a Chase Sapphire Preferred and warn them that they have just 30 days to make this decision.