Post by @well.financial

**6 things you probably didn’t know about mortgages 👀** Think you need a big deposit, a perfect credit history, years of accounts if you’re self-employed, and a mortgage sorted right at the last minute? Think again… Here are **6 mortgage facts that could change the way you approach your next mortgage:** 🏠 **You may be able to get a mortgage without a deposit** 💳 **A bankruptcy or CCJ doesn’t automatically mean you can’t get a mortgage** 💼 **Self-employed? You may not need 2–3 years of accounts** 💷 **First-time buyers shouldn’t always have to pay for mortgage advice or arrangement fees** 🔒 **You may be able to secure a mortgage rate months before you actually need it** 📉 **Overpaying your mortgage could potentially save you thousands in interest and reduce your mortgage term** Your circumstances don’t necessarily have to fit the “perfect borrower” checklist. There can be **mortgage options for first-time buyers, self-employed applicants and people with credit issues** — it’s about finding out what you may qualify for. **Save this post** for when you’re ready to look at your mortgage, and send it to someone who needs to see it. 👇 #MortgageAdvice #MortgageBroker #FirstTimeBuyer #FirstTimeBuyerTips #UKMortgage