Post by @well.financial

First-time buyers, planning to buy your first home in 2027? Then you should probably be talking to a mortgage broker now, not when you’ve already found your dream home. One of the biggest mistakes first-time buyers make is jumping straight onto Rightmove, falling in love with a property… and then trying to work out whether they can actually get the mortgage to buy it. Our job is to help you get your ducks in a row before you start house hunting. That means looking at things like: 🔑 Your potential mortgage borrowing 💰 Your deposit 📊 Your affordability 💳 Existing credit commitments 📈 Your income and how it’s evidenced 🏦 Your mortgage options 📋 Anything that could potentially hold you back And if there’s something that needs addressing, the earlier we know about it, the more time you have to do something about it. That’s why, if you’re planning to buy your first home in 2027, we’d recommend having that initial conversation around 6–18 months before you’re ready to seriously start viewing properties. You don’t want to find your dream home first and then ask: “Can I afford it?” The goal is to know your position first, so when the right property comes along, you’re ready to move. So if 2027 is the year you want to get your keys 🔑, don’t wait until you’re scrolling Rightmove every night. 📩 DM “NEW HOME” and let’s start getting you ready for 2027. Mortgage advice is subject to status, affordability and lender criteria. Your home or property may be repossessed if you do not keep up repayments on your mortgage. #FirstTimeBuyer #FirstTimeBuyerUK #FirstTimeBuyerMortgage #FirstHome #BuyingYourFirstHome