Is living in Texas actually more expensive than your state?

@jarodangehr

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SoundTikTok sound · Righteous

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Jarod Angehr Real Estate

urbanleasing.com

Why it worked

The video addresses a high-interest, polarizing topic (cost of living/taxes) and provides concrete, data-driven examples that encourage viewers to debate the trade-offs in the comments.

Summary

The creator breaks down the monthly costs of buying a specific $450,000 home in Texas, highlighting property taxes and HOA fees against the benefits of no state income tax and builder incentives. He concludes by asking the audience if they believe the trade-off makes living in Texas worth it.

Structure

1Hook posing the question about Texas living costs
2Breakdown of the home price and builder incentives
3Detailed analysis of property taxes and HOA fees
4Comparison of financial trade-offs like state income tax
5

Original caption

Is living in texas more expensive than other states??🧐 #propertytaxes #texashomes #texasrealestate #financetips With a 3.62% property tax you would owe $16,290 a year in taxes on this house. You can use a homestead tax exemption to bring the taxable value of your house down but what do you think - Is this worth not having a state income tax?

More from @jarodangehr

Product placement

The video promotes the creator's real estate services by showcasing a specific property listing and detailing the financial incentives available through his builder/lender partners.

Call to action

But what do you think? Is it worth it or more expensive?

On-screen text

Is Texas more expensive than your state? $450,000 $50k design credit Lender Credit: 2% of sale price 3.62% HOA: $1284 $1,465 each month Not including mortgage and insurance No state income tax = take home more money Lender buy down: 4.99% mortgage in year 1 + no fee refi if rates drop in 24 months Is Texas worth it? 🤠

Transcript

Is living in Texas actually more expensive than your state? So you could buy this house in Texas for $450,000 using the builder's $50,000 design center credit and their lender credit that's 2% of the home value to help cover closing costs. But the property tax on this house is 3.62% and the mandatory annual HOA fee, that's $1,284 a year. All this means you're paying $1,465 each month just in taxes and HOA. Now the trade-off is you don't have a state income tax and the builder's lender is offering to buy down your interest rate to as low as 4.99% for the first year, plus no fee refi if rates drop within the next two years. But what do you think? Is it worth it or more expensive?