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This Medicare presentation has made me 6 figures. If I was a Medicare agent, this is the only presentation that I would use in every single appointment. So when you're sitting in your appointment, I would sit right next to them with this exact piece of paper. And I would say, so Mr. or Mrs. Client, this is how Medicare works. You're gonna enroll into Part A, which is your hospital coverage and Part B, which is your medical coverage. Part A is not gonna cost anything because you worked 40 quarters or 10 years, but Part B is gonna cost you $174.70 a month. Now Mr. Client, that's what they call original Medicare, and that covers you at 80% of anything that you get done, leaving you guys responsible for that other 20% out of pocket. Now this is where you go straight into your options because they're not gonna keep original Medicare Part A and Part B. Now before you worry, there are two options that are gonna help to make that 20% more affordable for you. Now the first one that we're gonna look at today is called Medicare Advantage. Typically with Medicare Advantage plans, you're not gonna pay anything per month to have it. It's a $0 premium plan. But Mr. Client, you are gonna have copays when you get things done. So there may be a $30 copay to go see a specialist or a $200 copay to stay a night in the hospital, but you guys get the point. You don't pay anything up front, you pay as you go. You're also gonna have certain doctor networks and hospital networks that you have to stay within. But don't worry, if we end up going with this option, we're gonna check them all and make sure that they're in network with the plan that we pick. Now with Medicare Advantage plans, they also have built in drug coverage for no cost, which again, if we take this option, we're gonna make sure and run all your medications and your pharmacy and make sure we put you on the most affordable one. With Medicare Advantage plans, they also have extra benefits built in for free. So you're gonna have dental coverage, hearing coverage, and vision coverage at no extra cost. And lastly with Medicare Advantage plans, they have what's called a maximum out of pocket, which that's a fancy word of saying that is the most that you can be out in a calendar year. Most Medicare Advantage plans have about a $3900 maximum out of pocket, so you know from January to December, you can't go over that $3900 maximum out of pocket. Once you get all the way through Medicare Advantage, you're gonna wanna ask them what they think of the plan, do they like it, do they not like it, and then go straight into Medicare supplement. So Mr. and Mrs. Client, there is a second option that I want to talk to you about. It's called Medicare Supplement. With Medicare Supplement, it is not free, so you are gonna have a premium of $140 to $200 a month, but you're not gonna have any copays. The only thing that you're gonna be out of pocket is a one time a year $240 Part B deductible. Now with Medicare Supplement, they also don't have any doctor networks, so you don't have to worry about being in network. Medicare Supplement also doesn't include any drug coverage, so you will have to go out and get a separate prescription drug plan, which like I said before, if we pick this plan, we'll go ahead and tailor that to you and make sure we get you on the most affordable one for the medications that you take. And lastly with Medicare Supplement, they don't include any extra benefits, but if that's important to you, we can get you a dental, vision, and hearing plan. It's just going to cost anywhere from $20 to $50 dollars more per month. After you explain both, ask if they have any questions and then see which one that they like better. Guys, if you just use this plan, I have made so much money over the last 4 years using this exact presentation.