Why the Amex Cobalt is the best credit card in 🇨🇦

@roshawnsilva

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SoundTikTok sound · luther

Promoted product

Amex Cobalt

Learn More About The American Express Cobalt Card And Earn Membership Rewards® Points With Qualified Purchases.

3 videos2 creators

Why it worked

The post effectively leverages a common pain point (maximizing credit card rewards for travel) and presents a specific, actionable solution with clear benefits and relatable examples. The visual breakdown of reward categories makes the information easily digestible and appealing to a broad audience interested in personal finance and travel.

Summary

This slideshow explains why the American Express Cobalt card is considered the best credit card for travel, detailing its point accumulation system and benefits. It highlights how the card can lead to significant savings on flights and travel bookings through its rewards program.

Structure

1Introduction to Amex Cobalt as the best travel card
2Explanation of point accumulation and transfer benefits
3Personal anecdote of savings and accumulated points

Original caption

You’re going to be using your credit card as it is, may as well make the most out of it. For just my regular day to day spending I’ve accumulated over $1500 in points in just a year. #PersonalFinance #finance #creditcard #amexcobalt #amex #rbc #td #financetiktok #beginnercreditcard

More from @roshawnsilva

Product placement

American Express Cobalt (ACTS - it is a credit card that provides points for spending, and the video explains its benefits and how it was used to save money on travel. Removing it would change the entire premise of the video.)

On-screen text

Why the Amex Cobalt is the best credit card in 🇨🇦 (especially if you like to travel ✈️ ) AMERICAN EXPRESS C F FROST The Amex Cobalt gives you more points towards travel than all the travel credit cards Transfer your points at a 1:1 rate to aeroplan and you can save so much on your flights. After using it for one year I had accumulated over $1500 worth of points. Booked a flight to Dubai for $300 and to New York for $90 5X POINTS 3X POINTS 2X POINTS 1X POINTS ADDITIONAL POINT On eats & drinks Such as eligible restaurants or food delivery in Canada³ On streaming subscriptions For eligible gas, transit & ride share purchases in Canada³ On gas, transit & ride share For eligible gas, transit & ride share purchases in Canada³ On everything else From online shopping, and more³ On Amex Travel Online On eligible hotel or car rental bookings⁴ Internal Credit Limit Increases 💰 AMERICAN EXPRESS C F FROST You can request credit limit increases without it affecting your credit score After your first 6 months of owning it you can ask for an increase Within my first year I was able to get a $50,000 limit on my card 818 / 900 Today Excellent Next update later today About your credit score 5x Points Save for later ☀️ Grocery Fast Food Sobeys Metro / Metro Plus Food Basics FreshCo Farm Boy Whole Foods Market Longo's Rabba Pusateri's Foodland Safeway McDonald's Burger King Tim Hortons A&W Five Guys Restaurants Coffee Shops Cactus Club Earls Kelsey's Milestones Keg Moxies Swiss Chalet Starbucks Second Cup Breakfast Cora Eggspectation Eggsmart Sunset Grill Uber Eats/Door Dash/Skip Every $1 spent gets you 5 points (These are some places not all)