money moves to make before 30

Your 20s is really where you set your foundation financially whether that was a good or a bad one and your 30s is really where you're going to build on that or correct some of the things that you did in your 20s both are equally as important. Just know that it's never too early but it's also never too late. Getting your employer match. If you have a 401k 403B or any other type of plan that your employer offers where they're literally offering to give you free money just for putting your money into an account you need to get serious about how your money is actually invested in your early 20s your first job, you probably open your 401K and just throw your money into a default target retirement fund or you just throw it all in US. Large cap funds. Now, this is way better than setting in cash, don't get me wrong, but this is a time to actually optimize your portfolio because this is the moment where you can really start to see compound growth and the difference between a good portfolio and a great one. Build up your emergency fund. The $1000 that we talked about in the last video was just a starting point. You want to really make show you have about three to six months of your expenses saved in accessible cash. You also need a brokerage account because there are way too many life reinventions and I need to make a change moments in your 20s and your 30s for you to have all of your money locked behind early withdrawal penalties and retirement accounts. Get the brokerage account, save in it, so you actually have the flexibility to make a choice to make a change.