I think more people make this mistake than they'd like to admit.

I think more people make this mistake than they'd like to admit, because most people think that by owning 14 different ETFs, you're probably getting at least some diversification. But here's the reality of the situation. 85% overlap is massive. That basically just means this person is buying all these different ETFs, paying fees on them every single year, and not getting any additional diversification. Also, not to mention that almost 40% of this person's portfolio is purely in tech. A lot of people don't actually understand how concentrated they are. And if you understand no financial jargon whatsoever, you can still use this website because there is an AI assistant now that will break things down for you in plain English. If you want to try it for yourself, comment "ETF" and I'll send over the link to the website. And out of the people that actually comment, I'm going to pick 10 people at random and send over a free one-month subscription.