Budget My $3432 Paycheck With me

@madisonmartellaro

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Madison Martellaro Budgeting Templates

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Why it worked

The video leverages the 'transparency' trend in personal finance, which builds high trust and authority, making the creator's own budgeting templates feel like a natural, helpful resource for the audience.

Summary

The creator walks through her personal monthly budget, categorizing her paycheck into needs and wants. She uses this transparency to encourage viewers to follow her for more financial content and access her budgeting tools.

Structure

1Introduction to the budgeting process
2Categorizing needs and expenses
3Allocating remaining funds to wants
4Call to action for more budgeting content

Product placement

The creator uses her own budgeting template on her laptop to organize her finances.

Call to action

If you want to see how I set up my entire April budget, then follow for more.

On-screen text

Budget My $3432 Paycheck With me $3432 Paycheck Needs Summary Utilities $462 Groceries $358 Gas $60 Car insurance $191 Car payments $794 Roth IRA $150 $1417 Wants Summary Entertainment $400 Subscriptions $130 Fitness $35 Personal care $180 Gifts $200 Clothing $150 Treyson $200 Misc $122

Original caption

When $2100 comes out before your paycheck even hits 😭😭😭 #budgetingtips #personalfinancetips #financialliteracy #savingmoney #moneytips

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Transcript

Today is payday, so let's budget my paycheck together. Keeping it simple, I split my expenses into needs versus wants. My needs for this paycheck are utilities, groceries, gas, car insurance, car payment for two cars, and my Roth IRA. After all that, I have $1417 left for wants, and here's exactly where it's going: entertainment, subscriptions, fitness, personal care, gifts, clothing, things for my son, and a miscellaneous category. And yes, I fully overshare my finances to create transparency. So if you want to see how I set up my entire April budget, then follow for more.