watch me bring my credit card debt to $0 💳 + tips on keeping a high credit score

I have an 800 credit score and I'm completely debt free. So it's that time of the month again to bring my credit card balances back to zero. So that's what we're doing today. The four cards in my wallet that I need to pay down for me are, one, Amex Gold. I use this for all of my groceries and dining. That balance is $4,600. Next is my Chase Sapphire Preferred. I also use this for groceries, but it's really great for traveling as well. Last month I went to DC, so I did a little bit of traveling and a lot of spending. That balance is $3,033.88. The next card that I'm bringing down to zero is Discover It. This one is really great for cashback rewards and that balance is $2,115.60. Lastly is my Capital One Venture card. This is also a great travel card and that balance is $223.55. Also, by the way, my wallet is from Brandon Blackwood. As someone who tracks every single dollar and has been doing so for over a year, I can confidently tell you that the cost of living is right astronomically right now. Definitely way more expensive to just live than it was a year ago. See my groceries in the news, gas in the news, everything. You're, pro tip, if you're having a high spend month, like the, don't be like me and wait until the due dates to pay all these off. If you can pay them off periodically throughout the month, that way your credit utilization stays low and you don't end up with a high bill at the end of the month. Because I treat my credit cards like debit cards and I only spend the money that I actually have. I'm able to reap all the benefits with my points. I need to figure out what to do with all of these points. So follow me on TikTok and also on Instagram to see that video next.