this is exactly how i would budget a $1200 bi-weekly paycheck

this is exactly how i would budget a $1200 bi-weekly paycheck coming from a girl who makes more money than 90% of the finance bros you've ever met and started out getting a $1200 bi-weekly paycheck. using the 50-30-20 rule which is 50% going to needs, 30% going to wants, and 20% going to savings and debt. needs, i would try and keep rent and utilities around $800 to $950 dollars. you can get roommates if you have to, but keeping your housing payment underneath 40% of your pay is truly one of the smartest financial moves you can make. then i would do $200 for groceries and around $100 for transportation or gas. wants and lifestyle, i would allocate about $720. $250 for clothes, skincare, nails, hair appointment. $350 for brunch, nights out, little iced coffees. around $120 dollars for things like Netflix, Spotify, class pass. then i would take $300 and move it into a Roth IRA every single time you get your paycheck. the earlier you contribute to a Roth IRA and invest the money inside of it, the easier it will be to actually become a millionaire off of it. then i'd open up a brokerage account and put about $130 into an index fund or ETF. something like VOO, VTSAX, VTI, FXAIX. even FXAIX, that's Fidelity's version of S&P 500. i would highly recommend investing in crypto about $50. specifically, i'd invest in Bitcoin. you can use Coinbase, Kraken, Robinhood, Cash App. if you want to start budgeting to start investing in the stock market, comment PROMPT and i'll send you my ChatGPT prompt you can copy and paste into ChatGPT and it'll give you a full breakdown of your spending habits, goals, what you need to do, what you're not doing, and what you should be doing today.