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Amex platinum holders don't lose $500. If you have an Amex Platinum, you need to use these credits before July 1st, or you'll lose over $500. This is your last chance ever to use a Saks credit before Amex removes the benefit. So if you haven't used your $50 credit, make sure to get a gift card or if you want to use it online, make sure to use a shopping portal like Rakuten to get extra Amex points. Next is Resy. You get $100 every quarter at eligible Resy restaurants. I use mine by going in store to grab a gift card so I can stack with the next quarter. The hotel credit, you don't need to stay by July 1st, you just need to book by then. The Hotel Collection requires a minimum two-night stay. This doesn't mean you have to stay by July 1st, you just need to book by then. You also get $75 Lululemon gift card. The gift card trick is officially only in increments of $50, so you need to go and get a $75 item. You can also stack this credit by using a shopping portal. Make sure you're enrolled in these benefits before you use them and share this with a fellow Platinum travel card holder. Follow travel tips and credit card hacks.