@thelisamays — 11x breakout selling American Express Platinum

@thelisamays — 11x breakout selling American Express Platinum | Overshot

Product placement

Capital One Venture One: ACTS - it is a credit card that earns miles on purchases. Removing it would change the video's subject. It is placed in tier D. This is a credit card that has no annual fee and earns 1.2 miles per dollar on everything. It is considered a tier D travel card. Removing it would change the video's subject. Citi Double Cash: ACTS - it is a credit card that offers cashback on purchases. Removing it would change the video's subject. It is considered a tier D card with no annual fee, offering 2% cashback on everything, but 1% when you buy and 1% when you pay. It is described as a solid cashback card with no travel perks, lounge access, or credits. Removing it would change the video's subject. American Express Gold: ACTS - it is a credit card that offers rewards on dining and groceries. Removing it would change the video's subject. It is considered a tier C card with an annual fee of $325. It offers 4x points on dining and groceries but is not built for travel. Removing it would change the video's subject. Capital One Venture: ACTS - it is a credit card that earns miles on purchases. Removing it would change the video's subject. It is considered a tier B card with a $95 annual fee, earning 2 miles per dollar on everything with flexible redemption and no foreign transaction fees. It is described as a solid, no-hassle card for most travelers. Removing it would change the video's subject. BILT Mastercard: ACTS - it is a credit card that allows users to earn points on rent and mortgage payments. Removing it would change the video's subject. It is considered a tier B card with no annual fee, earning 3x points on dining and 2x on travel. It is the only card that earns points on rent or mortgage with no processing fee and has elite transfer partners. The catch is that it must be used 5 times per statement period to earn points. Removing it would change the video's subject. Capital One Venture X: ACTS - it is a credit card that offers travel credits, bonus miles, and lounge access. Removing it would change the video's subject. It is considered a tier A card with a $395 annual fee, which is offset by a $300 travel credit and 10,000 anniversary bonus miles. It also offers general welcome bonuses and lounge access at over 1300 airports. Removing it would change the video's subject. American Express Platinum: ACTS - it is a credit card that offers various travel and lifestyle perks. Removing it would change the video's subject. It is considered a tier S card with an $895 annual fee, which is increasing to $1095 in 2025. It offers hotel credits, dining credits, lounge access, and shopping credits, providing over $3,500 in real value annually. Removing it would change the video's subject.

Transcript

If you have a travel card and you don't know what tier it's in, you're probably leaving money on the table. Capital One Venture One, this one's a tier D. No annual fee, but you only earn 1.2 miles per dollar on everything. Aside from bonus points, this is barely considered a travel card. Citi Double Cash, this is another tier D. No annual fee, 2% cashback on everything, but 1% when you buy and 1% when you pay. I mean, it's a solid cashback card, but no travel perks, no lounge access, and no credits. If you're using this as your primary travel card, you're missing the point entirely. Amex Gold, now this is a tier C. The annual fee is $325. It's great for dining, you get 4x times points, but it's not built for travel. So if you fly, your card... Capital One Venture. Now, this is a tier B. This is only $95 a year. Two miles on absolutely everything, flexible redemption and zero foreign transaction fees. There's no categories to memorize. Although there's no complimentary lounge access, this is a solid, no hassle card for most travelers. Bilt Mastercard. This is another tier B. No annual fee. There's 3x times on dining and two times on travel. Here's the kicker. This is the only card that you can actually earn your rent or your mortgage with no processing fee. And the transfer partners are genuinely elite. The only catch is you need to use it 5 times per statement period, or you don't earn anything. So know the rule and follow it. And this card punches way beyond its price point. Capital One Venture X. Now, this is a tier A. The annual fee is $395, but it comes with a $300 travel credit plus 10,000 anniversary year bonus miles. That basically wipes out the entire fee on top of that. It typically has general welcome bonuses plus lounge access at more than 1300 airports worldwide. Amex Platinum. This is a tier S. Now it's $895 and yes, it's expensive. The fee went up $200 dollars in 2025. But if you actually use all the perks, hotel credits, dining credits, lounge access, and shopping credits, you actually walk away with over $3,500 dollars in real value every year. And the sign up bonuses are usually monstrous. There's a link in my bio where you can join my free community. This is where I breakdown exactly how to use these so you can travel for less.

YOU'RE USING THE WRONG TRAVEL CARD 🇺🇸

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