IS THE AMEX PLATINUM WORTH IT?

AMEX PLATINUM PERKSnAnnual Fee: $895 | Annual Value: $3,500n+ POINTSn5X points for flightsn5X points for prepaid hotels (through Amex)n1X points on everything elsen$ CREDITSn$200 Airline Fee Credit (annual)n$600 Hotel Credit through Amex Travel ($200 semi-annually)n$219 Clear+ Credit (annual)n$12.95 Walmart+ Membership Credit (monthly)n$300 Equinox membership or Equinox+ subscription credit (annual)n$400 Resy credit ($100 quarterly)n$200 Uber Cash ($15 monthly)n$120 Uber One credit (annually)n$300 Digital Entertainment Credit (Disney+, Hulu, Paramount Plus, YouTube Premium)n$300 lululemon Creditn$200 Oura Ring CreditnFee Credit for Global Entry or TSA PreChecknnMEMBERSHIPSnMarriott Bonvoy® Gold Elite StatusnHilton Honors™ Gold StatusnHertz Gold+ President's Circle® StatusnThe American Express Global Lounge Collection (1,550 airport lounges, including Centurion Lounge, Delta Sky Club, Escape Lounges, Priority Pass, etc.)nFine Resorts + Hotel Program (room upgrade upon arrival when available, daily breakfast for two, guaranteed 4 p.m. late checkout, noon check-in when available, complimentary Wi-Fi and a $100 experience credit.nn$INSURANCEnTrip Cancellation and Interruption InsurancenTrip Delay InsurancenBaggage Insurance PlannCar Rental Loss and Damage InsurancenPurchase ProtectionnExtended Warrantyn+ AMEX Eventsn+ Special / Early Ticket AccessnnAdditional Platinum Card Membershipn(+$195)n- American Express Global Lounge Collectionn- Fee Credit for Global Entry or TSA PreCheckn- Fine Hotels + Resorts® programnHotel elite statusnnTHE ST. REGIS, TORONTOnamex platinum perks:n$830 HOTELnSTAY FOR $214nnROOM UPGRADE:n$630 VALUEnnBREAKFAST CREDIT:n$60/DAY VALUEnnUSD$100 Property credit to be used during your stay.nni have an amex link with an up to 175,000 point sign-up bonus in my bio!