Here are the top five financial moves to make after having a baby.

@market.narratives

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Why it worked

The video provides high-value, actionable financial advice in a clear, easy-to-read format that addresses a specific life milestone, making it highly shareable for new parents.

Summary

The video outlines five essential financial steps for new parents, including health insurance, tax credits, and savings accounts. It emphasizes the importance of these moves for long-term financial planning and security.

Structure

1Introduction to financial planning for new parents
2Explanation of health insurance and tax credit benefits
3Advice on dependent care FSA and emergency funds
4Information on 530A accounts and government deposits
5Closing call to action for financial education

Call to action

follow me at Market Narratives and like this video

On-screen text

Financial Moves To Make After Having A Baby 1 Add Baby To Health Insurance 2 Claim The Child Tax Credit 3 Use A Dependent Care FSA 4 Increase Your Emergency Fund 5 Open A 530A Account

Original caption

Having a baby changes a lot more than your daily routine, it should also change your financial plan. From adding your child to health insurance and taking advantage of tax credits to building a larger emergency fund and opening a 529 account, these small moves can save you thousands over time. #financialliteracy #financialeducation #PersonalFinance #financialfreedom #investment

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Transcript

Here are the top five financial moves to make after having a baby. Number one is probably the most important one. You want to add your baby to your health insurance plan. You have about 30 days to do this, so don't miss this window, or you'll have to wait until open enrollment. Two, claim the child tax credit. You get up to $2,000 per child, and what's nice about this is it reduces what you owe and not just your taxable income. Three, use a dependent care flexible spending account. You want to use it through your employer to pay for childcare, and on top of this, this is pre-tax money, so it can allow you to save up to $5,000 per year. Four is probably another important one, you want to increase your emergency fund. You want to make sure it's at least six months because kids mean more unexpected costs. And lastly, five, you want to open a 530A account. Did you know that kids born between the year of 2025 to 2028 get a free $1,000 deposit from the government? What you have to do is you want to open the account, get the free $1,000, but just don't add any more money to the account and let the money grow. If you like this type of educational content, follow me at Market Narratives and like this video that way you and I can retire early.