How I would invest my first $100

@tylerworley3

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Promoted product

SPDR S&P 500 ETF Trust (SPY) and Vanguard Total Stock Market ETF (VTI)

Why it worked

The video provides clear, actionable advice on investing a small amount of money, making it relatable and valuable for beginners. The breakdown into specific ETFs with dollar amounts makes the strategy easy to understand and replicate.

Summary

The creator explains how they would invest their first $100 as an 18-year-old with $10,000 saved. They suggest diversifying by investing $50 in an S&P 500 ETF, $25 in a tech ETF (QQQM), and $25 in a full tech ETF (VGT).

Structure

1Introduction to investing $100
2Explanation of ETFs
3Allocation to S&P 500 ETF
4Allocation to Tech ETF (QQQM)
5Allocation to Full Tech ETF (VGT)

Product placement

SPDR S&P 500 ETF Trust (SPY) ACTS - it is an ETF that tracks the top 500 companies in the US, meaning removing it would change what happens in the video. Vanguard Total Stock Market ETF (VTI) ACTS - it is an ETF that tracks the top 100 companies in the US, meaning removing it would change what happens in the video.

On-screen text

How I would invest my first $100 ($10,000 saved as an 18 yr old)

Original caption

You should be investing your money, even if it’s only $10! #financialliteracy #investingforbeginners #investing101 #PersonalFinance

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Transcript

How I would invest my first $100 ($10,000 saved as an 18 yr old) somebody with over $10,000 saved. Here's how I would invest my first $100 if I was new to investing. So the first thing I would do is since I would be new to investing, I would purchase things like ETFs. So an ETF is an exchange traded fund which is essentially a big basket of stocks. So instead of purchasing one singular stock, I would be buying multiple stocks in one big basket, which is way better for investing in the long term. Now since we're only working with the $100 here, I'll first put my first $50 towards the S&P 500, which is basically tracks the top 500 companies in the US. Now since we need diversification for my portfolio, I would be putting $25 into a tech ETF, which would be QQQM, which basically tracks the top 100 companies in the US, and 58% of those companies are tech stocks. And with our last $25, we would purchase $25 worth of VGT, which is basically a full on tech company, which is $100 full tech ETF.