By 18 she'll have a Trump Account worth $150K+ she can use to start a business, a 780+ credit score she never worked a day for, a stacked custodial Roth funded by her own paycheck, and equity in a rental property titled in a trust for her.

• A Trump Account: We contribute $5,000/year, invested in a low-cost index fund. Assuming an 8% average annual return, it could grow to roughly $150,000 by age 18. Under current law, those funds can be used for certain qualified purposes, including starting a business with withdrawals generally taxed as ordinary income. Certain qualified uses may also avoid the usual early-withdrawal penalty. • Credit: She’s an authorized user on one of our credit cards with a long history of on-time payments and low utilization, helping establish a strong credit history before adulthood. • Custodial Roth IRA: She earns legitimate income working in our family business, making her eligible to contribute. The earlier dollars are invested, the longer they have to compound tax-free. • Real estate: We’re intentionally building assets our kids can benefit from over time through thoughtful estate planning.