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Two months ago I moved into my first home a 2 bedroom 2 bathroom flat. As a 23 year old single first time I thought I'd share what my monthly outgoings are looking like at the moment. Now that all my bills are settled and in. So start off with my mortgage. This is £406. Now this is on the lower side because I put down quite a big deposit. My service charge that I paid to the building management company is £170. £170 a month. Shocking, I know. And then my council tax with the single person discount is £125. £125 a month. Moving on to bills, I pay £100 a month for. I tend to just just preparing for winter. And then water is around £40 a give or take. Then I have my broadband and Wi Fi package with Sky. This is £35 a month. And then finally my phone bill sits at £43 a month. I love watching these types so I really hope so I really hope this was helpful to some first time buyers out there.